Self Prepared P&L
Turn Self-Employed Buyers Into Approvals — Without Tax Returns
Traditional lenders decline good self-employed buyers because taxable income looks low after write-offs.
This program lets your clients qualify using a self-prepared P&L + business income — no tax returns needed.
Designed for entrepreneurs, 1099 earners, and business owners who show cash flow — not W-2 income.
Fast, flexible, and built to help you close the clients banks turn away.
The loan solution every Realtor should have in their back pocket.
Who This Program Helps
Ideal for:
✅ Self-employed, 1099, or business owner
✅ Don’t show full income on tax returns
✅ Strong bank deposits
✅ Prefer no-tax-return qualification
✅ Purchasing primary or investment property
Get The Rate You Deserve
7.00%
7/6 ARM – Bank Statements + P&L Only – No Tax Returns – No Prepay Penalty
– Approvals in 24–48 hours
PROGRAM REQUIREMENTS AT A GLANCE
Program Highlights
25% Down
Minimum Down
680+ FICO
Credit Requirement
Up to $2.5M Loan
Max Loan Amount
No Tax Returns
P&L + Bank Statements
See What You Qualify For
Get Loan Help Fast
Fast response • No pressure • No hard credit check
Built for self-employed borrowers, 1099 earners & investors — even if traditional lenders said no.
Safe & private — we never share your info
For mortgage industry professionals only. Not all applicants will quality. Assets must be veritied. This is not a commitment to lend.
Loan terms, conditions, and guidelines are subject to change without notice. All loans are subject to credit and underwriting approval.